Risk Appetite & Limits - Financial Risk Lead

Risk Appetite & Limits - Non Financial Risk Lead

In-Business Risk Lead Analyst - VP

Transformation - CVs (Proactive Pipelining role)

Officer - Credit Risk Senior Analyst/Associate

Finance Operations and Risk Coordinator

APAC Risk Management Legal Entity Oversight Coordinator

Credit Analyst - C10

Credit Analyst C11

Credit Portfolio Analyst- C12

Responsibilities: <ul><li>For financial risks (e.g., credit risk, market risk, liquidity risk), drive enhancements to limit &amp; threshold management that reflect industry-leading practices; this includes how limits &amp; thresholds are</li><li>Developed and established to reflect Clients’ risk profile, using analytics and judgment;</li><li>Calibrated in a way that reflects the firm’s risk appetite and cascaded through the firm;</li><li>Monitored and discussed at existing or new limit &amp; threshold management forums;</li><li>Escalated to the Board of Directors and Senior Leadership across the lines of defense; and</li><li>Governed through new and/or enhanced policy, standards, procedures and controls.</li><li>Act as a subject matter expert for senior leadership across the firm by</li><li>Actively engaging the first and second line across businesses and regions as part of day-to-day risk management;</li><li>Providing robust review and challenge of practices and outcomes with an enterprise and concentration lens;</li><li>Presenting insights and findings at management and, where required, Board committees and forums; and,</li><li>As needed, requiring or driving risk mitigation actions to support a risk profile that is consistent with risk appetite.</li><li>Work closely with financial risk leads to drive solutions that enable delivery of the firm’s target state, which may involve influencing teams with non-direct reporting lines.</li><li>Lead regulatory and audit reviews with various groups.</li></ul> Requirements: <ul><li>15+ years of experience in the financial services industry, preferably with risk management experience setting and approving limits/thresholds and/or leading concentration or portfolio management efforts.</li><li>Proven experience in driving strategic, firmwide initiatives, including building stakeholder relationships and influencing / negotiating to achieve outcomes.</li><li>Good understanding of regulatory expectations and industry practices in limit management and concentration risk management and/or related areas.</li><li>Disciplined approach to execution, focused on making decisions that propel the project forward and avoid negative surprises.</li><li>Ability to synthesize complex concepts and effectively persuade senior audiences, orally in in writing.</li><li>Bachelor’s degree in financial, economics, mathematics or related field; Master’s degree and/or professional designations preferred.</li></ul>

Responsibilities: <ul><li>For non-financial risks (e.g., compliance risk, operational risk, reputational and strategic risk), drive enhancements to limit &amp; threshold management that reflect industry-leading practices; this includes how limits &amp; thresholds are</li><li>Developed and established to reflect Client’s risk profile, using analytics and judgment;</li><li>Calibrated in a way that reflects the firm’s risk appetite and cascaded through the firm;</li><li>Monitored and discussed at existing or new limit &amp; threshold management forums;Escalated to the Board of Directors and Senior Leadership across the lines of defense; and</li><li>Governed through new and/or enhanced policy, standards, procedures and controls.</li><li>Act as a subject matter expert for senior leadership across the firm by Actively engaging the first and second line across businesses and regions as part of day-to-day risk management;</li><li>Providing robust review and challenge of practices and outcomes with an enterprise and concentration lens;</li><li>Presenting insights and findings at management and, where required, Board committees and forums; and,</li><li>As needed, requiring or driving risk mitigation actions to support a risk profile that is consistent with risk appetite.</li><li>Work closely with non-financial risk leads to drive solutions that enable delivery of the firm’s target state, which may involve influencing teams with non-direct reporting lines.</li><li>Lead regulatory and audit reviews with various groups.</li></ul> Requirements: <ul><li>15+ years of experience in the financial services industry, preferably with risk management experience setting and approving limits/thresholds and/or leading concentration or portfolio management efforts</li><li>Proven experience in driving strategic, firmwide initiatives, including building stakeholder relationships and influencing / negotiating to achieve outcomes</li><li>Good understanding of regulatory expectations and industry practices in limit management and concentration risk management and/or related areas</li><li>Disciplined approach to execution, focused on making decisions that propel the project forward and avoid negative surprises</li><li>Ability to synthesize complex concepts and effectively persuade senior audiences, orally in in writing</li><li>Bachelor’s degree in financial, economics, mathematics or related field; Master’s degree and/or professional designations preferred</li></ul>

Responsibilities: <ul><li>Responsible for risk monitoring and analysis for Treasury, working closely with the Treasury Portfolio Managers, Treasury Risk Managers, and Treasury Finance and O&amp;T.</li><li>Partners with members of Treasury, Risk Management, and Finance to establish reporting requirements, develop the tools, analysis and reporting necessary to proactively identify and manage risk with respect to portfolios and products.</li><li>Leads assessment and implementation of appropriate risk and valuation models for CTI portfolios.</li><li>Drives strong Governance over Risk models and engages with other Treasury functions (IRRBB, Liquidity and Capital) to ensure Treasury operates within Risk Appetite.</li><li>Conducts daily, weekly, and or monthly monitoring of Interest Rate Exposure, Economic Value Sensitivity, DV01, duration, convexity, VaR, and MTM.</li><li>Analyzes Limit breaches, provide rationale for excesses and propose new Risk Limits and Triggers to Treasury Risk Management.</li><li>Act as Risk Subject Matter Expert on all Business and Regulatory Transformation projects led by Treasury Global Process Owners.</li><li>Develops a high level of expertise in the various systems Treasury uses to generate Risk and P&amp;L information such as DP, Summit, Yield Book.</li><li>Works with members of the various disciplines to identify ways to streamline and automate process flows in order to create more accurate and timely results, as well as improving efficiency.</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firms reputation and safeguarding, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul> Requirements: <ul><li>3-7 years of experience within financial services or consulting with focus on Interest Rate Risk</li><li>Strong product knowledge of structured securities, debt, derivatives, and funding instruments</li><li>Solid understanding of valuation and risk analytics on securities and derivatives portfolios</li><li>Strong knowledge of risk systems would be beneficial</li><li>Good understanding of a bank’s balance sheet</li><li>Quantitative modeling skills a plus</li><li>Accounting knowledge of FAS133, AFS, HTM, MTM a plus</li><li>Experience communicating with senior managers and program sponsors</li><li>Significant intellectual curiosity and desire to learn how Treasury functions</li></ul>

Responsibilities:&nbsp; <ul><li>ICG Risk Analysis Credit Risk Senior Analysts are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio.&nbsp;</li><li>That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews and Stress Testing.</li><li>This role has responsibility for the portfolio of GIRM Relationships and the role reports directly to the ICG Risk Analysis (IRAU) GIRM Credit Risk Team Lead.</li><li>Assess the credit and financial strength of Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors</li><li>Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite</li><li>Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and BCMA partners</li><li>Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios</li><li>Support ICG Risk Analysis Voice of the Employee (VOE) initiatives</li></ul> Requirements: <ul><li>Demonstrable financial services experience, including 2-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience</li><li>Knowledge of Wholesale Credit Processes and organizational awareness including IRAU functions, covered portfolios, and processes</li><li>Understanding of policies and procedures with the ability to execute change seamlessly</li><li>Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues</li><li>Thorough knowledge of systems</li><li>Experience in preparing presentations for seniors</li><li>Awareness and adherence to the control environment including Quality Assurance and Quality Control</li><li>Travel (less than 10%)</li></ul>

Responsibilities: <ul><li>Assess the credit and financial strength of Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors</li><li>Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Companies Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite</li><li>Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and BCMA partners</li><li>Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios</li><li>Support ICG Risk Analysis Voice of the Employee (VOE) initiatives</li><li>Travel (less than 10%)</li></ul> Requirements: <ul><li>Demonstratable financial services experience, including 2-12 years of credit experience in Banking, Credit Risk Management or equivalent credit experience</li><li>Knowledge of Wholesale Credit Processes and organizational awareness including IRAU functions, covered portfolios, and processes</li><li>Understanding of policies and procedures with the ability to execute change seamlessly</li><li>Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues</li><li>Thorough knowledge of companies systems</li><li>Experience in preparing presentations for seniors</li><li>Awareness and adherence to the control environment including Quality Assurance and Quality Control</li></ul>

Responsibilities: <ul><li>Manage a team of people</li><li>Responsible for representing Global Controllers in Operational Risk Group meetings and coordinating requirements across Global Controllers; driving standardization</li><li>Develop frameworks and implement governance &amp; oversight activities to ensure Controller adherence to Operational Risk requirements</li><li>Managing Risk Identification, MRI, KOR and KI process for Controllers and reporting results to the Global Functions In-Business Senior Operational Risk Managers.</li><li>Monitoring, analyzing and reporting the Key Indicators and Reporting Risk Appetite Universal Key Indicators for Controllers</li><li>Assist with the management, maintenance and oversight of the Reporting Risk Appetite assessment and process</li><li>Participation in Ops Risk working group meetings</li><li>Assist with the preparation and consolidation of Controller inputs for the Finance Business Risk, Compliance &amp; Control (BRCC) Committee deck.</li><li>Oversee teams responsibilities relating to Scenario Analysis, Operational Risk Events and other Ops Risk related processes.</li><li>Provide support to the Controllers organizations with queries relating to ops risk related matters, scenario analysis or regulatory inventory mapping (RIM).</li><li>Performs other duties and functions as assigned.</li></ul> Requirements: <ul><li>10+ years relevant experience with issue management and operational risk</li><li>Strong understanding of Companys Risk and Companys Risk &amp; Control platform and the Operational Risk Policy, all associated standards and central procedures.</li><li>Strong understanding of Operational Risk &amp; Control environment</li><li>Strong ability to understand complex business processes and identify root causes for problems</li><li>Ability to develop &amp; communicate senior level reports outlining problems and recommending solutions to resolve</li><li>Excellent written and verbal communication skills</li><li>Ability to perform under pressure</li><li>Ability to function independently</li><li>Proficiency with MS Office Word, Excel and PowerPoint applications</li><li>Bachelor’s degree, potentially Master’s degree or equivalent experience</li></ul>

Role Description: <ul><li>The APAC Risk Management Legal Entity Oversight Coordinator role provides unique visibility and exposure to different countries, businesses, functions, products, and risk types.</li><li>The candidate will have significant interaction with the APAC CRO, senior management, and subject matter experts as well as direct responsibility for one of the most critical strategic projects in the region.</li></ul> Responsibilities: Key responsibilities are as follows. <ul><li>Establish and ongoing oversight of Legal Entity Risk Management Frameworks (RMF), Policy, Standards and Procedures in line with minimum baseline standards and local regulatory requirements for all applicable entities in APAC.</li><li>Establish and ongoing oversight of the Legal Entity Risk Appetite Framework (RAF), Policy, and Standards in line with minimum baseline standards for all applicable legal entities in APAC.</li><li>Ensure that dispensations are sought where minimum standards are not being met.</li><li>Oversee implementation of Risk Management Information (MI) tools.</li><li>Monitor and report all relevant risk categories and types against appetites set to the relevant committees and/or boards within the region in a timely fashion.</li><li>Perform gap analysis of Legal Entity capabilities against the baseline standards for RMF, RAF and MI for all applicable entities in APAC.</li><li>Establish the necessary remediation plans to ensure a path to green including any interim risk mitigation controls that may be required.</li><li>Participate in Risk MI tool development through the provision of detailed requirements to the development team, participation in UAT, gap analysis and remediation through to go-live in production.</li><li>Transition development of Legal Entity RMF, Legal Entity RAF, and MI to a BAU process including establishing any required annual review process for legal entities.</li><li>Engage with regional peers and central resources on ongoing development to ensure globally consistent approach for any required enhancements of Legal Entity capabilities.</li><li>Participate in Legal Entity tiering discussions (for relevant Legal Entities) including proposals to change tiers, ensuring implications are fully considered and appropriate steps are taken to meet minimum baseline standards.</li><li>Provide strategic analytics and information management to senior management. Responsible for communicating implications of existing Legal Entity-related regulations and developing potential responses.</li><li>Analyze new risk-related guidelines, best practice standards, rules and regulations. Provide updates, as needed, to management and regulators on exam and issue remediation status including progress against milestones, risk identified and any other potential impacts</li><li>Significant interaction with a wide range of senior bank and risk management colleagues, as well as external stakeholders such as regulators / auditors.</li><li>Initiate feedback sessions with global and legal entity teams; leverage feedback to influence change throughout organization.</li><li>Manage regulatory or Internal Audit examinations related to legal entities to achieve full compliance.</li><li>Appropriately assess risk when decisions are made, demonstrating particular consideration for the firms reputation and safeguarding its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.</li></ul> Requirements: <ul><li>Bachelor’s/University degree, Master’s degree preferred.</li><li>10+ years Risk experience in a global organization, with experience in product program governance and risk management frameworks.</li><li>Strong knowledge of multiple risk categories spanning Financial (e.g., Market, Credit, Liquidity) and Non-Financial (e.g., Operational, Compliance, Reputation and Strategic).</li><li>Strong awareness of both bank (including Branch network) and broker dealer chains and their respective strategies, products, risk profiles and regulatory requirements in a global marketplace</li><li>Knowledge of applicable frameworks, policies, and standards.</li><li>Broad understanding of classifiable and delinquency managed credit and operational policies and procedures; ability to interpret financial and risk reporting.</li></ul>

Role Description: <ul><li>The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.&nbsp;</li><li>The overall objective of this role is to manage companys portfolio exposure to clients and counterparties globally.</li></ul> Responsibilities: <ul><li>Resolve issues and recommend solutions to moderate problems.</li><li>Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family</li><li>Serve as an industry expert and advisor.</li><li>Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds.</li><li>Develop risk management framework and processes for funds.</li><li>Advise businesses and clients on transaction structures and negotiate credit terms.</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firms reputation and safeguarding company, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul> Requirements: <ul><li>3-5 years of relevant experience.</li><li>Experience in financial analysis, accounting and valuation.</li><li>Consistently demonstrate clear and concise written and verbal communication.</li></ul>

Role Description: <ul><li>The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.&nbsp;</li><li>The overall objective of this role is to manage companys portfolio exposure to clients and counterparties globally.</li></ul> Responsibilities: <ul><li>Resolve issues and recommend solutions to moderate problems.</li><li>Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family</li><li>Serve as an industry expert and advisor.</li><li>Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds.</li><li>Develop risk management framework and processes for funds.</li><li>Advise businesses and clients on transaction structures and negotiate credit terms.</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firms reputation and safeguarding company, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul> Requirements: <ul><li>4-8 years of relevant experience.</li><li>Experience in financial analysis, accounting and valuation.</li><li>Consistently demonstrate clear and concise written and verbal communication.</li></ul>

Role Description: <ul><li>The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.&nbsp;</li><li>The overall objective of this role is to manage companys portfolio exposure to clients and counterparties globally.</li></ul> Responsibilities: <ul><li>Resolve issues and recommend solutions to moderate problems</li><li>Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family</li><li>Serve as an industry expert and advisor</li><li>Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds</li><li>Develop risk management framework and processes for funds</li><li>Advise businesses and clients on transaction structures and negotiate credit terms</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firms reputation and safeguarding company, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul> Requirements: <ul><li>7-9 years of relevant experience</li><li>Experience in financial analysis, accounting and valuation</li><li>Consistently demonstrate clear and concise written and verbal communication</li></ul>

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394 risk appetite limits financial risk lead Jobs found