Senior Vice President, Credit Risk

Assistant Vice President - Credit and Portfolio Risk

Senior Vice President, Senior Operational Risk Manager

Transformation - CVs (Proactive Pipelining role)

Senior Vice President, Finance Institution Underwriter

SVP/Vice President, Credit Portfolio Senior Manager-Recruitment

SVP, Independent Risk Management Senior Credit Officer

Assistant Relationship Manager

Record to Report GPO, Financial Solutions

C12_CCAR/CECL/Decision Scores Quantitative Modeler – Unsecured Products

Responsibilities: <ul><li>Strategic professional who closely follows latest trends in own field and adapts them for application within own job and the business.</li><li>Responsible for the financial analysis, risk assessment and credit structure recommendation for cash flow lending products.</li><li>Complete in depth analysis of financial data and other information provided by the client and/or banker in the field</li><li>Oversee deal approvals including timing of approvals and turnaround in collaboration with Independent Risk and business partners</li><li>Supplement analysis with research and evaluations from a wide variety of sources to develop an assessment of client, competitor/ industry risks and trends for senior management and/or the Senior Credit Officer</li><li>Monitor an assigned credit portfolio and complete periodic reviews; maintain a thorough understanding of the content and aggregate risks within the portfolio, trends and other key statistics</li><li>Execute early warning procedures to promote preventative action where appropriate</li><li>Assist in the development of appropriate procedures around approvals, underwriting, and portfolio functions in consultation with Independent Risk and senior business leaders</li><li>Assist in the development of appropriate credit guidelines around proposed cash flow lending appetite in consultation with Independent Risk</li><li>Assists revenue growth and contains credit losses, while managing risk within credit policy.</li><li>Manage underwriting process for an increase credit request to an existing portfolio client.</li><li>Pro-actively reach out to line partners, creating a shared learning environment between remote location and front office.</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firms reputation and safeguarding the group, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul> Requirements: <ul><li>10+ years credit experience required</li><li>Proven track record of successfully managing leveraged finance portfolios in the commercial lending space</li><li>Excellent communication and diplomacy skills required in order to negotiate internally, often at a senior level and occasionally with external customers</li><li>Thorough credit and analytical skills, knowledge of credit products</li><li>Effective verbal and written communication skills</li><li>Ability to train, recruit, and mentor teams of professionals; Bold in approach to approve sound credit and highly collaborative work style</li></ul>

Job Role: <ul><li>The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.&nbsp;</li><li>The overall objective of this role is to manage portfolio exposure to clients and counterparties globally.</li></ul> Responsibilities: <ul><li>Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management</li><li>Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques</li><li>Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing</li><li>Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required</li><li>Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives</li><li>Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firms reputation and safeguarding , its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul> Requirements: <ul><li>5-8 years of relevant experience</li><li>Knowledge of commercial risk analytics</li><li>Ability to apply credit and risk principles toward business goals</li><li>Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency</li><li>Proven ability to remain organized in a fast-paced environment, managing multiple projects</li><li>Proven interpersonal, organizational and analytic skills</li></ul>

Responsibilities: <ul><li>Establishes and oversees the application of operational risk policies, technology and tools, and governance processes to create lasting solutions for minimizing losses from failed internal processes, inadequate controls, and emerging risks.</li><li>independently asses risks and drive actions to address the root causes that persistently lead to operational risk losses by challenging both historical and proposed practices.</li><li>Governance and oversight may include (not limited to) technology operational risk, cyber risk for example.</li><li>Serves as a subject matter expert for all performance issues that surface.</li><li>Issues Management (KPI/KRI/Corrective Action Plans)</li><li>Resolves transactional level escalations coming from the vendor or internal partners</li><li>Analyzes a multitude of scorecards/performance management tools in an attempt to mitigate exposure (risk/financial/regulatory)</li><li>Monitors goals are met through performance, risk and relationship oversight of our extended supply chain and ensures compliance</li><li>Collaborates to resolve any issues which fall within the terms of the contract.&nbsp;</li><li>Escalate those that require commercial or legal support.</li><li>Develops and maintains relationships across the business users and Lines of Defense to better understand and deliver customer requirements by responding to changes in the internal and external business environment</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firms reputation and safeguarding the group, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul> Requirements: <ul><li>10+ years relevant experience</li><li>Outstanding communication and influencing skills through all levels of the organization and with external partners and vendors.&nbsp;</li><li>Exceptional relationship management skills; must be able to address and resolve conflict while maintaining relationships.&nbsp;</li><li>In depth knowledge of Mortgage Servicing Operational processes and technology platforms supporting the Operations.&nbsp;</li><li>Ability to effectively communicate complex topics to a broad audience.</li><li>Detailed oriented with analytical skills, as the role requires a large amount of data manipulation and presentation.&nbsp;</li><li>Expert in Microsoft Office Tools.</li><li>Third Party Oversight/Vendor Oversight experience preferred</li></ul>

Responsibilities:&nbsp; <ul><li>ICG Risk Analysis Credit Risk Senior Analysts are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio.&nbsp;</li><li>That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews and Stress Testing.</li><li>This role has responsibility for the portfolio of GIRM Relationships and the role reports directly to the ICG Risk Analysis (IRAU) GIRM Credit Risk Team Lead.</li><li>Assess the credit and financial strength of Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors</li><li>Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite</li><li>Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and BCMA partners</li><li>Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios</li><li>Support ICG Risk Analysis Voice of the Employee (VOE) initiatives</li></ul> Requirements: <ul><li>Demonstrable financial services experience, including 2-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience</li><li>Knowledge of Wholesale Credit Processes and organizational awareness including IRAU functions, covered portfolios, and processes</li><li>Understanding of policies and procedures with the ability to execute change seamlessly</li><li>Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues</li><li>Thorough knowledge of systems</li><li>Experience in preparing presentations for seniors</li><li>Awareness and adherence to the control environment including Quality Assurance and Quality Control</li><li>Travel (less than 10%)</li></ul>

Responsibilities: Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to: <ul><li>Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions, to development of credit approval memos, and senior approval forums</li><li>Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions</li><li>Support the ICM Underwriting leadership on strategic initiatives/projects</li><li>Support VOE initiatives</li></ul>&nbsp;Specific Risk Experience: <ul><li>Senior credit approval authority (or similar designation) covering large and complex underwritings, capital commitments, derivatives with multi-industry experience</li><li>Experience in and exposure to global credit risk management standards</li><li>Ability to understand capital markets products and complex financing and product structures</li><li>Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks</li><li>Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations&nbsp;&nbsp;</li></ul>&nbsp;Client Relationships / Business Partnership: <ul><li>Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors</li><li>Navigates organizational complexity and breaks silos</li><li>Creates and sustains a network of strong partnerships with the business in all segments &amp; geographies and other risk functions</li><li>Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships</li><li>Proven track record of partnering with global peers in leveraging and implementation of best practices</li></ul> Requirements: <ul><li>10+ years risk/risk-related credit work experience in banking/financial institutions</li><li>Credit Officer with strong aspirations to advance to SCO level</li><li>Sound knowledge of credit policies and procedures will be an advantage</li><li>Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit</li><li>Demonstrates strong ethics and integrity</li><li>Ability to see the ‘big picture’ in a complex environment&nbsp;</li><li>Can make decisions under pressure and short timeline</li><li>Excellent verbal &amp; written communication skills.&nbsp;</li><li>Active listening skills</li><li>Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies</li><li>Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies</li></ul>

Responsibilities: <ul><li>Providing leadership and guidance to a team of analysts through day-to-day coaching and training on credit risk and industry analysis, our client policies and key processes.</li><li>Acting as first line of defense for quality control, ensuring overall work product of analysts are consistent with our client quality standards and adopt best practices.</li><li>Proactively managing the credit review process and workload allocation to allow timely delivery of credit approval packages.</li><li>Keeping up-to-date with respect to business/industry developments and apprising team and seniors of emerging issues for covered portfolio.</li><li>Ensuring sound understanding of covered portfolio, and initiating and leading industry/portfolio reviews and stress testing.</li><li>Developing and maintaining strong relationships with in-country partners, both in Risk and Business.</li><li>Hiring and onboarding of qualified staff to ensure seamless delivery of service.&nbsp;</li></ul> Requirements: <ul><li>CPA/CFA/Bachelors degree in a finance-related course least 5-8 years of experience in credit underwriting and analysis, preferably gained at financial institutions or public rating agenciesExcellent verbal and written communication skills</li><li>Strong knowledge of accounting, corporate finance, financial modeling, credit analytics, risk assessment and valuation</li><li>Knowledge of Corporate Banking environment and familiarity with credit and banking products is beneficial</li><li>Proven ability to manage a team and lead projects</li></ul>

Locations: Long Island City NY and Irving TX Responsibilities: <ul><li>Assist in the structuring of credit opportunities to ensure that risk and reward are appropriately balanced in extending credit.</li><li>Review and approve credit proposals, annual reviews and criticized credit reviews.</li><li>Responsible for oversight and credit approvals (including product/credit standards as applicable) for one or more industry verticals covered by Global &amp; National Industries and Mid Corporate business segments.</li><li>Ensure that all credit extensions are in compliance with target market, collateral, documentation, legal and regulatory requirements as well as risk appetite framework.</li><li>Responsible for Risk oversight and approvals for one or more credit products, including product/credit standards, as applicable.</li><li>Promote a strong and balanced risk management culture and demonstrate rigorous credit analysis in the underwriting and portfolio management processes.</li><li>Lead execution of key projects.</li><li>Assess the implications to other Risk disciplines when approving transactions or statistical methodologies.</li><li>Lead and coordinate cross functional teams to build credit processes and undertake necessary projects.</li><li>Use available tools and portfolio management techniques to effectively identify and assess trends and risks in the portfolio.</li><li>Assess overall risk infrastructure and linkages within Clients architecture.</li><li>Anticipate client needs (internal and external) and proactively generate ideas to deliver innovative solutions and improve Client’s competitiveness. Ensure that escalated client issues are resolved with urgency.</li><li>Build partnerships across functions/regions. Create and sustain a network of strong relationships.</li><li>Monitor portfolio performance, monitor exceptions, and recommend, where appropriate, to refocus Business strategy and credit approval workflows to be more effective and efficient in turnaround and the quality of approvals.</li><li>Conduct periodic portfolio, remedial, industry and credit product reviews.</li></ul> Requirements: <ul><li>Minimum Bachelor’s degree required MBA or equivalent advanced training preferred.</li><li>Minimum 10 years’ experience in commercial lending risk management and/or related assignments with at least 3 years’ experience in the U.S.</li><li>Product or industry expertise preferred.</li><li>Superior risk assessment skills, including problem recognition, defining and structuring solutions to credit related issues.</li><li>Strong technical skills</li><li>Experience in remedial management situations.</li><li>Demonstrate integrity, independence, leadership, judgment and ability to balance risk and reward.</li><li>Conversant in risk principles, including market, operational, cross border and concentration risk.</li><li>Experienced in a wide range of products (including capital markets, derivatives, and leverage finance), industries and type of financing (acquisition, corporate).</li><li>Experience through multiple credit cycles.</li><li>Ability to deal with ambiguity on credit and business issues in reaching decisions.</li><li>Senior Credit Officer approval authority, or equivalent required.</li><li>Comprehensive knowledge of legal documentation associated with credit risk.</li><li>U.S. collateral perfection requirements.</li><li>Expertise in or the ability to quickly develop the required skill-set in identified specialized segments.</li><li>Computer literate: Word, Excel, PowerPoint, and familiarity with internal bank systems and platforms. Attention to detail with focus on maintaining data integrity.</li><li>Ability to work closely with Loan Operations, Service, Product Managers, Remedial Management, Legal, and Compliance to achieve the business’s objectives.</li><li>Ability to balance risk and reward. Willingness to support business growth.</li></ul> Education: <ul><li>Bachelors degree/University degree or equivalent experience</li><li>Masters degree preferred</li></ul>&nbsp;

Responsibilities: <ul><li>Work closely with senior bankers to provide overall relationship management support</li><li>Provide a wide range of treasury and corporate finance solutions, including day-to-day cash management, trade, vendor finance, foreign exchange, loans, debt capital markets (fixed income and bank), share repurchase, and interest rate and equity derivatives</li><li>Support bankers in cross-selling the groups full spectrum of products and services to generate revenue by identifying and responding to customers’ financial, advisory, transactional needs</li><li>Conduct marketing and execution activities in coordination with Bankers, Relationship Analysts and Associates, the group’s international offices and product/investment banking partners</li><li>Responsible for developing an understanding of all credit, transactional and franchise risks in coordination with senior coverage officers to facilitate deal execution and risk mitigation processes, including the preparation of credit approvals, obtaining Capital and Risk approvals, and supervising transaction return calculations</li><li>Evaluate public filings, research reports, operations, business plans and financial forecasts to produce strategic and financial analyses</li><li>Continuously stay informed of best practices and market and industry trends</li><li>Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firms reputation and safeguarding the group, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul> Requirements: <ul><li>5-8 years of experience</li><li>MBA or Masters Degree in Business preferred</li><li>Demonstrated credit skills, including a background in credit</li><li>Experience with financial institution or large corporate clients, capital markets products, derivatives, credit, cash management, trade, finance and securities products preferred</li><li>Comprehensive knowledge of Corporate Banking business including related products, pertinent regulations and the lending and credit approval process</li><li>Consistently demonstrate clear and concise written and verbal communication</li><li>Demonstrated planning, negotiation, organizational and analytical skills</li></ul> Education: <ul><li>Bachelors degree/University degree or equivalent experience</li><li>This job description provides a high-level review of the types of work performed.&nbsp;</li><li>Other job-related duties may be assigned as required.</li></ul>

The scope of the program includes:·&nbsp;&nbsp;&nbsp;Centralizing and standardizing accounting into global accounting hubs and sub-ledgers&nbsp;·&nbsp;&nbsp;&nbsp;Implementing a standard sub ledger and general ledger for the firm·&nbsp;&nbsp;&nbsp;Replacing Citi’s current Operating and Reporting ledgers, including those embedded in bank-in-a-box platforms such as Flexcube·&nbsp;&nbsp;&nbsp;Automating and streamlining accounting and ledger processes and controls·&nbsp;&nbsp;&nbsp;Addressing source data quality issues impacting ledgers in partnership with enterprise-wide data priorities·&nbsp;&nbsp;&nbsp;Aligning contractual and instrument&nbsp;level balances and positions with financial balancesThe&nbsp;FB&amp;R Close and Substantiation Senior Vice President&nbsp;will be part of the overall FB&amp;R Initiative.Key Responsibilities:·&nbsp;&nbsp;&nbsp;Owning the definition and execution of FB&amp;R Close and Substantiation strategy and related workstreams including operating model, process, and controls·&nbsp;&nbsp;&nbsp;Work with existing FB&amp;R platforms, Close and Substantiation teams to identify key use cases and user stories for integration into defining the Strategic Close &amp; Substantiation for the Oracle platform and advise on the roadmap to decommission legacy platforms, capabilities, and processes.·&nbsp;&nbsp;&nbsp;Partner with the Finance Data Initiative to coordinate alignment of FB&amp;R and Data transformation priorities·&nbsp;&nbsp;&nbsp;Partner with General Ledger workstream to coordinate alignment of Ledger and Chart of Account design, and enablement of reconciliations and Close &amp; Substantiation processes·&nbsp;&nbsp;&nbsp;Partner with Accounting workstream to coordinate alignment of Sub-Ledger Design Strategy, and enablement of reconciliations and Close &amp; Substantiation processes·&nbsp;&nbsp;&nbsp;Formulating and setting strategic direction for the process, organization, and architecture for Close &amp; Substantiation·&nbsp;&nbsp;&nbsp;Working with Financial Control, Product Control, Valuation Control, Tax and operational stakeholders to identify further transformation opportunities related to closing and substantiating our legal entities and group consolidation.·&nbsp;&nbsp;&nbsp;Participate in strategic ledger governance and lead workstream deliverables·&nbsp;&nbsp;&nbsp;Manage workstream intra- and inter-dependencies across stakeholder groups including System Integrators·&nbsp;&nbsp;&nbsp;Manage workstream level metrics and business cases including risk reduction and efficiency measures·&nbsp;&nbsp;&nbsp;Lead workstream communications, prepare and present FB&amp;R updates to senior management forums·&nbsp;&nbsp;&nbsp;Partner and coordinate across build, testing, training, and deployment activities of Close and Substantiation and provide inputs to defining the future state service delivery and sustainment modelA high-profile role within Citi’s Finance transformation with a global scope, ideal candidates would have an in-depth knowledge of financial close, balance sheet substantiation and reporting processes gained through extensive experience in a senior Controller, Finance Transformation or Technology role at Citi or a similar institution. The role holder will be expected to provide both strategic and operational thought leadership over the FB&amp;R transformation with the ability to lead and influence a wide number of stakeholders, virtual and matrix teams at SVP (Senior Vice President) level.The ideal candidate will be highly motivated, team oriented, and a proactive problem solver. They will possess strong communication and interpersonal skills with the ability to synthesize and communicate complex information in a clear, concise manner to various levels of stakeholders including both end users and senior/executive leadership. They must feel comfortable navigating complex and ever-changing environments with the ability to educate and persuade senior stakeholders. They will possess the ability to drive change throughout a large, global organization.Qualifications:·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Previous experience as a Solution Architect for Oracle EPM Cloud specialized on Oracle EPM FCCS and ARCS.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Good knowledge on financial consolidation and accounts reconciliation&nbsp;using Oracle EPM FCCS and ARCS.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Areas of Responsibility:·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Identify, develop and implement new finance processes and drive harmonization with Oracle Cloud.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Support the process to ensure that current and future business requirements are comprehensively mapped.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ensure that any proposed solutions fit for the needs of the finance function in terms of quality, functionality and overall integrity.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Provide consultancy on clear expectations and acceptance criteria of the system, processes and solutions.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10+ years of relevant work experience with global corporations and financial services experience gained in Banking or in an associated consulting role·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10+ years of experience in Accounting, Finance or related field in the Financial Services industry·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Proven track record of significant Finance organizational transformations·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Prior experience with implementation of complex global group close and substantiation and reconciliation solutions·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Significant experience in process re-engineering / improvement design and implementation of finance solutions using commercial Cloud technologies·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Understanding of accounting concepts related to US GAAP and IFRS standards, balance sheet substantiation, ledger, and close processes·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Understanding of the regulatory and control environment and requirements around Citi’s ledgers or a similar institution·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Experience in building and managing diverse, inclusive, and high-performing teams·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Highly motivated, strong attention to detail, team oriented, organized·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;High proficiency with Microsoft Office Suite, particularly Excel for reporting and PowerPoint for presentation developmentPreferred:·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Experience with SaaS enabled ERP transformations (Oracle, SAP)·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Leadership Experience as a Process or Product Owner within a Chief Accounting Officer, Controllership and Finance Shared Services Organization is preferred.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Project Management certifications e.g., PMP (Project Management Professional), Agile Certifications or equivalent is a strong plus.Education:·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Bachelors’ degree in Finance, Accounting, Business, Management, or related field is required; CA or CPA or equivalent will be a differentiatorWe are currently working on a hybrid schedule consisting of 2-3 days in office and the remainder remote (specific details depend on location and business group). This is not a remote only role.

Role Description: <ul><li>This Position is within Global Consumer Risk Management for CCAR/CECL/Decision Scores model development for the Unsecured portfolios. (e.g., credit cards, installment loans, ready credit, etc.)</li></ul> Responsibilities: <ul><li>Obtain and conduct QA/QC on all data required for CCAR/CECL/Decision Scores model development</li><li>Develop segment and/or account level CCAR/CECL/Decision Scores models.</li><li>Developing Underwriting, Line management, Account management, Collection and Recovery models.</li><li>Executing the above models in compliance with GCCFRP and in accordance with the Model Development Procedures within Risk.</li><li>Validate/recalibrate all models annually to incorporate latest data. Redevelop as needed.</li><li>Perform all required tests (e.g. sensitivity and back-testing). Deliver comprehensive model documentation and perform implementation tests.</li><li>Work closely with cross-functional teams, including business stakeholders, model validation and governance teams, and model implementation teams.</li><li>Work closely with policy managers in establishing the swap set analysis and PnL optimization using the models.</li><li>Create storyboards, presentations, and project plans for discussions with senior management.</li><li>Support the regulatory submissions on CCAR/CECL and work on Adhoc requests from Business and Independent Risk.</li><li>Prepare responses/presentations to regulatory agencies on all CCAR models built.</li><li>Train and mentor junior modelers in developing innovative models in compliance with policies and procedures.</li></ul> Requirements: <ul><li>Advanced Degree (Masters required, Ph.D. preferred) in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or another highly quantitative discipline.</li><li>7+ years experience in performing quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and particularly econometric modeling of consumer credit risk stress losses.</li><li>At least 4 years experience in developing credit risk/marketing scorecards with 2 experience in leading a risk model development.</li><li>Hands-on experience of Risk Model Development procedures and concepts.</li><li>Experience with the dynamics of unsecured products is a strong plus.</li><li>Active role in performing some analytical components of an econometric modeling-driven stress loss process (data collection, data integrity QA/QC/reconcilements, pre-processing, segmentation, variable transformation, variable selection, econometric model estimation, sensitivity testing, backtesting, out-of-time testing, model documentation, and model production implementation).</li><li>Ability to manage work in cross-functional teams, including country/region’s business stakeholders, model validation and governance teams, and model implementation teams.</li><li>Good understanding of regulatory requirements.</li></ul>

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